1. Welcome to CrediHisab
At CrediHisab, your privacy is our priority. This Privacy Policy explains how we collect, use, and protect your personal information when you use our mobile app (“the App”).
By using the App, you agree to the practices described here. Please read it carefully to understand how your data is handled.
2. Terms You Should Know
Capitalized terms follow the same definitions found in our [Terms of Use]. If anything is unclear, feel free to contact us.
3. What We Collect & Why
To deliver safe and personalized financial services, we collect certain types of data. All information is encrypted and stored securely at: 🔐 https://server.credihisab.com
We may collect the following:
Personal Information
Your name, gender, phone number, PAN, income, and address — used for identity verification and loan
eligibility checks.
Device Details
We collect info such as your device model, operating system version, unique ID, network status, and
Wi-Fi info — to ensure your device is safe and uncompromised.
Location (Approximate)
Used to confirm whether we currently support your region.
App Behavior Data
We analyze which apps you’ve installed (excluding system apps), update patterns, and version usage —
this helps us understand your profile and improve credit decisions.
4. How Your Data Helps You
We only use your data to offer better service, ensure compliance with law, and protect you from fraud.
Specifically, we use it to:
• Confirm your identity and reduce risk
• Create and manage your CrediHisab account
• Send important notifications and updates
• Evaluate your creditworthiness
• Comply with KYC/AML regulations
• Provide customer support
• Improve the app and personalize your experience
5. Data Retention Policy
We store your personal data only as long as needed for the services provided or as legally required.
You can request account or data deletion at any time. However, some records may be kept to meet legal,
audit, or dispute resolution needs. We may retain anonymized data for internal insights and service
improvement.
6. Keeping Your Data Safe
We use a combination of security measures — technical, organizational, and physical — to protect your
information.
Our systems are regularly monitored and updated to address threats. While no digital platform is
entirely risk-free, we take your security seriously.
7. Changes to This Policy
We may occasionally update this policy to reflect changes in our services or the law. If there are major
updates, we’ll let you know through the App or email.
We recommend checking this page from time to time. Continued use of CrediHisab means you accept the
latest version.
8. Need Support?
Have questions about your privacy? We’re here to help.
📧 Email: support@credihisab.com
By using CrediHisab, you confirm that you understand and accept this Privacy Policy and how your data is
managed.